subject: Financing New Handicap Vans [print this page] Financing New Handicap Vans Financing New Handicap Vans
For those living with disabilities, having access to mobility vehicles can make a tremendous difference in their quality of life. However, purchasing new handicap vans can be a large investment that many people will need financial assistance with. Fortunately, there are financing opportunities available for disabled individuals.
The first step you should take is to determine your budget. By doing this, you will avoid any temptations to purchase a vehicle that goes beyond what you can pay in the long run. Next, find out what vehicle options are available. There are countless handicap vans available with various handicap accessible equipment and accessories. Knowing what's out there will help you to make an informed decision on what will work best for you.
Keep in mind that you do not need to purchase a new vehicle and then have it converted. While this is an option, a better option may be to buy a vehicle that has already been converted. There are car dealers who specialize in handicap vans. This will save you the hassle of buying a vehicle and accessories, and then having everything installed. In addition, such dealers often have a wide range of knowledge about handicap equipment. By telling them about your needs, they may be able to steer you in the right direction. As far as financing is concerned, most companies will offer various payment options depending on your down payment and what you can afford to pay on a monthly basis.
Spend time online searching for nonprofit organizations that offer grants specifically geared towards helping disabled individuals purchase mobility vehicles. There are a number of such organizations that will award grants to people with certain diseases, such as muscular dystrophy.
Depending on your unique situation, government help may also be available. One government program called PASS (Plan to Achieve Self Success) helps disabled individuals who are on social security. If you will use your wheelchair or scooter accessible vehicle for work or school, and you are on social security, this program might be of benefit.
If all else fails, there are many traditional financing opportunities available. However, before taking this more conventional route, see what other option are out there. You might be surprised to find that alternative forms of financial assistance are obtainable. For added savings, consider a used mobility vehicle. There are plenty available and this option is likely to save you a substantial amount of money.
