subject: Precautions needed to be taken during credit card processing [print this page] Precautions needed to be taken during credit card processing
As a credit card user you cannot deny the point that your credit card cannot be misused by any one. Yes, identity theft, online fraud and scams are hard realities on the web space and you cannot ignore it. Hence, it is better to take precaution at the time of using the card and if you have already used your card and doubt the integrity of the concerned credit card processing system, then you should take following require steps to prevent any sort of online scam or fraud. In this article we will discuss about those steps in detail. At the time of your credit card processing you need to follow the following points to avoid any sort of misuse.
Your credit card must cover with a check cover. Never allow any other one to touch your card or never give an unknown person to take your card near the cashier. You must open your eye when the cashier doing your credit card processing. Try to avoid using credit cards in a rush counter because your card may go to any other's hand. All modern credit card processing machines automatically printout a receipt along with a blacked out account number, where the last four digit of the credit card are replaced with "X" mark. IF you find that your receipt has come out with a full number without any "X" mark, then immediately contact to your bank authority and the credit card processing authority about the situation to take the necessary steps to prevent the fraud.
Avoid using your credit card in any kind of Knuckle Buster Machines, because these machines can easily make an impression over the credit card account numbers. Hence, if you are on a hotel or in a shopping center where you find the use of these types of credit card processing machine, then the best thing is to avoid the use of credit card. Make sure to see that the signature receipt should not be taken away or misused by any other persons. If you are using the online credit card processing, be aware that your card information is not tampered or hacked.
If you have already used your credit card and doubt the integrity of processing even 1% then these following stapes can help you a lot
1- Contact the credit card company immediately if you think that your credit card information is insecure. All credit card companies have their customer care service number with twenty four services. You can get this number behind your credit card. At the time of talking with the customer care, ask the name of the customer guy and your complain number for future inquiry. If you think that it is too late then you request your credit card company to make the credit card disabled.
2- If there are any credible credit agency inform them immediately about the fraud procedure of credit card processing. Give them the required information. These agencies can put a fraud alert on your credit card accounts and can also monitor the suspicious activities.
3- If your card is stolen or lost at any hotel or railway station then contact the local police station authority and must give an FIR to avoid future problems.
4- Better to monitor the credit card account in each month and must conform that all the purchases are done by you. If you find that there is any mistake in your account then either takes the help of the credit card authority of better to close that credit card account.
