subject: Cpp Disability Lawyer In Toronto [print this page] Canada Pension Plan Canada Pension Plan
In Canada the fundamental pension plans consist of Canada Pension Plan (CPP), which began in 1966 and the key benefits include Survivors Benefits; Old Age Security (OAS), for which you have to send an application 6 months prior to Retirement age; Early Retirement (ER); which begins 5 years prior to retirement age; and CPP Disability Benefits (CPPD); which can begin at any time after 18 years of age till retirement age.
CPP Disability
In order to be eligible for CPPD if you are 18yrs or older till retirement age; if you have made enough contributions towards the Plan; and, you have a severe and prolonged physical and/or mental condition, which is making you unemployable. This should be confirmed by your treating physicians. Before applying for ER, you should consult a qualified and experienced CPPD Representative to find out which route is financially best for you. Once not receive ER assistance for over 15 months, you will no longer be eligible to change this for CPPD. The benefit does not include expenses on medical supplies, prescription drugs and other such supplies. If its a short-term disability, you are not eligible. Furthermore, CPPD automatically changes to an OAS benefit after retirement age.
If you have applied for CPP Disability and have been denied these benefits for some reason or the other by the Canadian government, the best option is to send an appeal within 90 days using the services of a good and experience legal representative who is licensed under the Law Society of Upper Canada or a Disability Lawyer in Toronto to represent you at a CPP Review Tribunal or the Pension Appeals Board.
Your Disability Lawyer in Toronto/legal representative will be aware of all the requirements and documents that have to be presented. That is why; hiring a good Toronto lawyer is crucial. Nevertheless, it is good that you have knowledge of the rules. If your lawyer suggests new witnesses or fresh information, the Tribunal should be informed a month in advance. Only a capable Disability Lawyer in Toronto can help you with the process.
The Reconsideration Procedure
It is best to approach your Disability Lawyer in Toronto to make a new application for CPPD or when and if you have been denied CPPD for the first time; to take care of the reconsideration for disability benefits. Generally, there is a denial if the HRSDC or the Human Resources and Skills Development Canada disapproves of the severity or prolonged condition of your disability. Their argument focuses on your ability to do some work; if not your former occupation. In such a situation, your doctors recommendation and medical evidence is crucial in proving that your disability prevents you from discharging any kind of work. The period of disability is another reason for rejection. Your doctor should be able to state clearly the limitations, both physical as well as mental issues related to the illness.
We can, and will help you. You have to make the effort to call us, D & R Disability Legal Services Professional Corporation, before it is too late.