subject: Make 2013 The Year For A Pension Review [print this page] Its that time of year when we start to think about what we have achieved in the previous 12 months and what we are going to do in 2013. There are many things over the years we promised ourselves we were going to do but never go around to doing them. You may have decided one year you would learn a new language or do some travelling but hadnt quite managed to do it. Maybe you had decided this year will be the one when you push for a promotion and after an initial flurry of activity you got back in the day to day and forgot about the resolutions you set.
Well if you are thinking of something to do this year that cannot be put off or sidelined then you should think about having a pension review. If you do not have one, then make 2013 the year you got on the ladder.
This is the sort of commitment that if you make for yourself, you can change your future for the better. Thinking beyond 2013 is what you are really doing here and many years ahead of that. Making sure you are financially secure when you retire is a goal everyone should have and one that should not be put off for next year.
The average person now lives for many years after retirement. Depending on your career or job or state of health you could live for more than 35 years passed the pension age. This means potentially you could live as long as your working career!
You will need to be able to fund these extra years somehow and a meeting with a retirement planner will get you on track and help formulate a plan which will enable you to be focused on achieving the goals they set for you and your money,
They will review your situation and personal circumstances and come up with a suitable retirement plan. They are specialists so they keep up-to-date with the latest legislation and know about any tax efficient options that can see more money in your pocket and less for the tax man, which would be a great goal for anyone on 2013!
