subject: The Five Tips Ensuring Safety Against Credit Card Fraud [print this page] With the advent of the internet, almost every aspect of human life was taken over by the technology. Men were even made accustom to the concept of online shopping. Purchasing whatever you need to, sitting in the convenience of your home and not having to go out in the heat.
However, if you are undertaking the task of shopping online, you cannot do it without the help of a credit card, since mot of the online stores would ask you to pay the money before they ship the products for delivery. But, as we all know, identity theft is quite an alarming issue. Thus, it is important that you follow certain tips so that you can protect the details.
1.Avoid Unsolicited Emails
Men fall victim mainly to two types of credit card frauds, namely phishing and email scams. The first type includes immoral possession of sensitive details such as username, passwords and various credit card details, by posing as a trustworthy entity in a e-communication mode. Before one would realize, he would have fallen prey to phishing or email scams, and there are several ways in which this can be done. Most popularly, one would receive an unsolicited email asking him to share his details and get a large sum of money as reward. Just avoid any of these unsolicited emails.
2.Review the Monthly Statement
Do not neglect reviewing your monthly statement. Each and every details of all the transactions you had made through your credit card would be available in this statement. Any disarray or unidentified entry must be brought into immediate attention of the card providers. Prompt notifications save one from frauds.
3.Keep The Credit card Number a Secret
Avail the highest levels of credit card security. The personal three-digit pin number provided by your card provider will have to be kept a top secret. Do not make the mistake of revealing it to anyone, not even to the person closest to you.
4.Deal with Reputable Sellers Only
One way towards a safe identity is to deal with reputable sellers only. However, no online transaction is 100% secure. Now to find out which seller can be trusted, you would need to find put a few things about them. the website must have supply procedures that have been documented clearly. The shipping and after sale services offered, must come with a clear contact method. If there is an option, read through the feedbacks that the previous buyers have left with the site.
5.Use the Card with Low Limits
Always make sure that you are using the card with a low limit for online shopping. If any shopper had failed to follow the previous tips, this one would help them from any exposure, unwished for. There will be lesser chances of credit card fraud.
One can follow the above-mentioned tips without much hassle. They are simple ways of keeping oneself safe from being cheated by cyber frauds. This particular crime has increased in large numbers, in the recent years. But, one must come to terms with the fact that he can be a prey to these frauds any day. Thus, he would require taking the necessary precautionary measures.
