subject: 4 Reasons You Need To Hire A Personal Injury Attorney [print this page] Most people who have had the chance to deal with insurance companies know that the companies tend to act fast when it comes to injury claims. The speed with which they move is aimed at trying to avoid lengthy litigation, which would see them pay more than they want to. They try to get to the injured party before the dust settles and the person realizes how much they are owed. They aim to get to the claimants before they can get to a personal injury attorney San Antonio. There are several reasons why you should hire an attorney.
Your best interests
When the insurance companies offer to settle the claims quickly, they are not thinking of the claimant's best interest. They are actually trying to ensure that the transaction is as economical as possible. Depending on the injury you sustained, you should make sure that your interest is considered. If you do not know much about the legal process, hiring an attorney is a very good idea. You can have someone on your side when dealing with the insurance company.
Complex procedures
Another good reason to get a lawyer is to have someone who understands the complex language that is contained in insurance policies. Most insurance companies use claims adjusters who are well known for their hardball tactics. They are paid to try to intimidate or persuade claimants into accepting the deal that they are offering. Many people find themselves taking the deal out of frustration, and to avoid pressure from the insurance company. When you have a lawyer, you have someone who can give as much as they can take.
Handling statements
When dealing with insurance companies, it is always advisable to have written statements. This will help to avoid "changing" versions of the story as the parties try to recreate the events. A lawyer will help to ensure that you have written or recorded statements that will help with the case. Many claims adjusters work over the phone and try to get the best deal for their employer. Hiring a lawyer will help to ensure that you get agreements that will ensure that you recover your health. You must get a deal that ensures your long-term health costs are taken care of and all loss of income is covered.
Statute of limitations
Like all other states, Texas has guidelines and procedural limitations on how insurance companies should deal with claims filed by injured parties. The procedure has statutes of limitations, which most people may not know about. The insurance company can delay payment until the time to file a claim has elapsed. It is important to get someone with legal experience to deal with all the issues before it is too late. If you feel like the insurance company is intentionally trying to stall, do not hesitate to get a lawyer.
While there may be times when it is not necessary to get a lawyer, if there is a dispute as to who caused the accident, or there has been serious injury, it is definitely wise to seek legal counsel. It is also advisable if the accident involved a motorist who is uninsured or underinsured.
