subject: Improve Your Credit Score Using These Three Simple Steps [print this page] When you look up your credit score through CreditNowUSA and find that its not as good as you want it to be, you dont need to despair. There are actually a few simple things you can do to to improve your credit score and increase your chance of getting credit at good, low interest rates in the future.
1. Pay On Time: Your payment history is the most important factor in your credit score, and paying bills on time helps you develop a great payment history. If you have made mistakes in the past, the only way to bounce back from them is to put positive payment history on your credit report going forward. If you have trouble remembering to make payments, consider setting up automatic payments from your bank account.
2. Remove Errors: Often, people find that their credit score is low because of errors on the credit report. Your report may show accounts that dont even belong to you or late payments when you are sure that you actually paid the bill on time. Here at CreditNowUSA, we can connect you with credit repair experts to help you dispute errors and get them removed from your credit report. When the errors are gone, your score will bounce back up.
3. Pay Down Credit Card Balances: When your credit card balance is close to the limit, this will lower your credit score. Therefore, you can improve your credit score by paying down your balances. Rather than just making the minimum payment every month, make extra payments to reduce your balance to a low percentage of your limit. This will also help save you money because you will not be paying interest on such a high credit card balance.
Improving your credit score will have a big impact on the rest of your life because youll be able to get credit at low interest rates. In addition, your score will help you with employment, insurance, and other aspects of your life. Take control today to improve your score.
For more information, go to Credit Score at http://www.creditnowusa.com/Credit-Score
