subject: What You Need To Make An Accident Claim? [print this page] It can be quite a hassle to deal with insurance companies following an accident which was caused due to the fault of another person. There are often numerous steps to be taken before you can prove that an injury had taken place because of the negligence of someone else. So what are these steps and what are the things you need to be able to put up a successful accident claim?
When making an accident claim, you need to be aware of the limitations. Most personal injury claims have a time limit of 3 years. There are some where a time limit of 2 years exist and this is usually for criminal injury cases. In the case of child accident claims, a claim can be made up to the time the child turns 21. This means that the time limit of three years starts when the child turns 18. However, if the parents choose, they can pursue a claim even before the child has turned 18 years.
It is very important to start a claim before the time limit has expired. If you fail, you will no longer be eligible to bring a claim. Aside from the time limit, there are many things you need to know about making a claim. There are many things which you will need to prove your case.
When you are about to file a compensation claim, you will need to back your claim with documentary evidence. Therefore, it is essential that you keep all the documents related to the accident and your injury in a safe place. What you exactly need to claim for compensation include:
-Receipts of expenses incurred such as travelling expenses, medical expenses, cost of special equipment and aid, etc
-Contract of employment along with the description of your job
-Copies of your accident report
-Medical reports
-Police reports in case of road accidents
Photographic evidence is also essential to prove your case. For example, if you sustained injuries in a road accident, you can take photos of the accident scene, including photos of injuries sustained, positions of vehicles, etc to prove who was at fault.
Next, you must get in touch with an injury lawyer so that you can discuss your case and find out if you have a viable case. If your claim is valid, you will be able to pursue it without any cost, ie, on a no win no fee basis.
