subject: Bankruptcy Attorney Ogden - Prioritizing Debt [print this page] At some point if you end up three payments behind, we can figure that out. Youve got to kind of prioritize once youre out of work or once your income has gone down significantly. Youve got to start prioritizing what bills are most important in your life.
Obviously housing is a huge one. Insurance is another huge one, you cant let insurance lapse. Credit card is the first one you should be letting go. Anything that has to do with any kind of unnecessary expenses like cable television, internet, those sorts of things are things that you can just let go by the wayside for a little bit. But the main big ones that you want to keep, you try to keep those up to date as best you can.
If they say well we cant help you till youre three months behind, do everything you can to avoid falling behind. A payment behind I can help you with, I can help you if its 12 months behind. But its harder in the plan and the plan costs you more money depending on how far underwater you allow yourself to go.
Remember were human beings, were not fish. When were underwater we die. We cant breathe water. So these guys at the banks who want you to be underwater, theyre trying to kill you financially. Dont let them do it.
I hope this has been very informational for you. I hope its helped you out. If you need information call us today or visit our website or send me an email, we do respond very quickly. If this is an emergency please call our office. Well fit you in. Well find time for you. The consultation is free so it doesnt cost you anything.
The reality of the situation youre in is that we can help you. Just give us a chance and let us to that for you. Please call.
