subject: Keeps Records Of All Kinds Of Amex Cards [print this page] If you, like millions of other card users prefer using Amex credit cards, then it is time that you paid attention to the benefits of using BIN Amex lists. A BIN Amex list can provide you with the information that is required to help you validate an American Express (Amex) card.
Widely used
Amex cards are used widely and there are different types to pick and choose from. When it comes to picking such a card, be sure to look at the type that suits your needs the best. When checking a BIN Amex list, you should keep in mind that the first two digits are 37 and after that the numbers denote the different sub types.
Keeps records of all kinds of Amex cards
A BIN Amex list must therefore keep records of all the different kinds of Amex cards. If you are looking for Amex platinum mile cards and you are also using BIN Amex, then these will normally have sub-type numbers like 377750, 3702444, 377753 and 370246 as well as 370285.
Sub-types
For those card users that use gold Amex cards, there are different numbers used to identify these cards. The same is the case with sub-types like Banesco and Industrial and Commercial Bank of China as well as Brooklyn Merchants Bank Amex gold credit cards. A BIN Amex list must hold information about all of these different kinds of credit cards and in addition, must also hold information for cards issued in different countries.
A BIN Amex list will also show that the digits that make up the BIN Amex cards are different for cards issued in the US as compared to those that are issued in Japan and China. Of course, the first two digits in the BIN Amex will still be the same as for all Amex credit cards.
If you are a merchant that needs to verify an Amex card, then you need to look at the benefits of using a BIN Amex database. Such a database holds verified information about the card and so is beneficial in so far as validating an Amex card goes. There are several different types of Amex cards and so, when using BIN Amex databases you need to ensure that the database holds information regarding the particular credit card that you need to find out more about.
With a proper BIN Amex database, you can keep control over the card's usage. When the BIN Amex database is tapped to find out if a particular Amex card is genuine, then it must return a positive match. If the match is not found, then you should suspect that the card holder is trying to defraud you. In such a case, it makes sense to simply reject the card.
The BIN Amex database provides many benefits including allowing you to enter into negotiations with the holder of the card and with the source of business. In this way, you can get maximum benefits while at the same time, also ensuring that there is minimal risk that you will be defrauded by a fraudulent Amex credit card.
