subject: Public Adjuster At Your Help During Difficult Times [print this page] If your property was damaged, you have a lot of things to deal with. Suppose your house was damaged in a fire. You may need to find a temporary place to live, to get clothes and other necessities for your family, and many other things. At times like this, working with apublicadjuster is boon like.Besides assuming the responsibilities of getting your claim filled and processed, the adjuster will have all the necessary expertise to assure you are not getting the short end of the stick, while also keeping on top of things for a timely payout.
Public Adjusters, also called Private Adjusters or loss consultants, are professionals employed by an insurance policyholder who has endured a property loss. They handle all details of the insurance claim, working closely with the insured to provide the most equitable and speedy settlement possible. A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insureds coverage, determines current replacement costs and exclusively serves the client, not the insurance company.
The time and energy required for documenting a property loss claim and negotiating with the insurance company for the settlement you deserve after you had just been through a fire, flood or other disaster, is more than most homeowners or business owners can take on. Hiring professional help will in most cases not just save the insured a lot of time, but will also result in a higher settlement.
Professionals that represent the insured in the claim process and negotiations with the insurance companies following a property loss are called public adjusters. Unlike insurance adjusters, which are hired by the insurance companies to evaluate the loss and also trained to save the insurance company money by paying out as little as possible, public adjusters are hired by the insured and represent them in the negotiations. Like in any profession, the more experience the public adjusters, the better they will be able to handle the claim for a fair settlement.
So hire the public adjuster who is experienced and certified, so that it brings to the table the right credentials, commitment and work ethic you are comfortable with, will assure a smooth working relationship and the best settlement you are entitled to.
In short, Public Adjusters know the insurance business inside and out and are familiar with all the forms and procedures so they can work quickly to expedite and maximize payments.
