subject: Bin Database And Its Use [print this page] A lot of people are into the online sector, and most of them have been utilizing e-commerce websites in order to ensure that they can do their shopping online. For the Webmaster of such e-commerce websites, security is of huge concern, as there is a lot of credit card fraud going around. If you happen to fall prey to them, and you can kiss away any chance of you having to secure your website, as well as ensuring that you can get a top ranking in the search engine. If there are a lot of chargeback as well as refunds against a particular e-commerce website, then the rankings would be highly disturbed, and you would find yourself at the bottom of each and every search engine rankings. Not to mention that there would be a lot of money that you may have to pay out of your own pocket in order to keep the site running, and give all the refunded as well as chargeback money to the banks and financial institutions.
Under such circumstances, it would be of an essence to get the bin database software. This is software that can actually help you to counter the credit card fraud that may be taking place in your website. If you manage to go for the bin database software, and always go for one which has a very good review. It should be of sound nature, and should be able to actually give you the bin database check within a very short period of time. The bin checker database should always be updated with the latest information, and you should always ensure that you get the updated bin, most probably; it should be updated every day. In order for you to get the maximum amount of security from credit card fraud, you should go for Visa card bin database, bin database MasterCard, bin database for American Express and bin database for amex. If you manage to get the bin database of four such companies, then the amount of security that you would achieve would be very high.
With the bin database, you can easily get the bank identification number, when a person is actually entering the credit card information in your website. Whenever he or she manages to enter the first six prefix code of the credit card number, ensure that you go for an immediate search of the bank identification number with your database. If you find that the details which are given in the bin database matches the details which have been provided by the person, then the credit card transaction is of a legitimate nature. If there are huge amount of mismatch among the details provided by the customer and the bin database, then ensure that you stop the transaction mid-way, and report the Internet protocol address to the appropriate authorities. This would save you a lot of time and headache, and you would be able to get a good night sleep.
