subject: Top 3 Benefits Of Having A Prepaid Visa Gift Card [print this page] There are all kinds of gift cards and gift card programs that are available today. Many gift card programs have their own set of benefits, and they can vary widely. The prepaid Visa gift card has it's own set of benefits ant are not offered by most other gift card programs. Some of these unique benefits may make the difference in which type of gift card you choose to use for yourself, or give away as a gift.
1. You have purchase security
Purchase security with your prepaid Visa card is pretty much the same type of security you get with your Visa credit card. If there are unauthorized purchases with your credit card, then you don't have to be responsible for those charges. If you lose your debit card, you can get a replacement card without having to worry about the balance on your account being affected.
Another aspect of the purchase security benefit is that most consumer items you would purchase with the card would be covered in case of theft or damage due to natural and man-made causes. In order to get the purchased items replaced, the claim has to be made within 90 days of the purchase.
2. You can use the prepaid gift card to pay bills
The prepaid gift card can be used to pay bills just like you would use a debit card. The prepaid gift cards and debit cards use the same software and processing system so they can be used in a variety of additional ways that a standard gift card could be used. The Visa gift card can be used to pay bills online as well as offline. This ability makes it easy for parents to help their college age children with their expenses, as they can recharge the card every month. That way, the parents don't have to send cash through the mail.
3. You have the ability to withdraw cash from the card
Prepaid Visa gift cards allow you to withdraw cash from any ATM machine that works with debit cards. This feature increases the flexibility of being able to take advantage of the amount of value left on the card. There may be a charge to withdraw the money from the card however, but the benefits can still be very useful. If you are at a location that only takes cash or check, you can quickly find an ATM machine and withdraw cash from the value of the card. The ability to withdraw cash directly from the card is not available on most other merchant gift cards. In their case, you can only use the value of the card at the merchant store on items in the store. Most of the time, you won't even be able to withdraw cash from the card in the store.
The three benefits that you get with the prepaid Visa gift card are some of the most flexible benefits you will find in any gift card program. These benefits allow for one to purchase desired items online, pay bills or just use cold hard cash. In addition, the purchase security allows users of the gift card to buy their items with a piece of mind.
