subject: Why Use Moneypak By Green Dot? [print this page] There are plenty of reasons why an individual might need to use the moneypak green dot. There are numerous positive aspects to making use of this kind of pre-loaded card versus a debit or a credit card. One of many principal factors is there is no credit check and there's no waiting to locate out if you're approved or not for the card.
The card is offered at many of the places most of us already shop so there is no going out of our method to find the card and putting the initial funds onto the card is not an issue. You basic locate the card after which determine how much you would like to add to it. Most places enable anyplace from $20 as much as $500 but Walmart actually enables very a considerable quantity more.
If for some reason you do not spend all the dollars in your MoneyPak then it is possible to request a refund. You'll be able to do so by visiting their on-line Net site and requesting one. They will send you a check inside the mail within about a week or two for the refunded quantity left on the card.
Just like with anything you will discover pros and cons and this is no exception. While it's wonderful to have a card that does not require a credit check, interest fees or late payments the card does price an initial $4.95. For numerous that may possibly appear like a good deal but in reality it can be significantly more affordable should you had been going to use the card to pay bills for instance utilities than it could be to in fact use a dollars transfer service.
Even though moneypak green dot does enable for refunds you do must go on the web and request 1 which could take a week or a lot more just before you even get your income back. Considering you might be in a position to use the card practically immediately along with your own dollars, waiting for a refund is absolutely a bummer!
One more downfall is that you cannot reload the card. Some pre-paid cards do allow you to reload, nonetheless, this can be not one of them. When the funds are gone then you have to acquire one more card at $4.95. Also, driving out of your method to buy a card could be considered a downfall by some individuals. Many people, myself included, would rather have the luxury of buying the card on-line instead of drive to a store, wait in line and then possibly wait an hour to really use it. I guess some of us are just impatient that way!
