subject: How Can You Lower Your Risk Of A Car Collision With A Deer? [print this page] Autumn is the busiest time of year for car versus deer collisions. There are no winners in that battle. In 2010 there were over one million such collisions according to the Insurance Information Institute. Damage to your vehicle due to collision with an animal is covered by your auto insurance policy, specifically the comprehensive section.
According to the Insurance Information Institute, a crash from collision with an animal that avoids causing bodily injury will average a $2,800 collision bill. If bodily injury is also involved, you can expect that same crash to cost $10,000 on average. Car crashes like this cause injury, death and damage so pay attention to today's tips about being better prepared to avoid hitting a deer.
Tips To Lower Risk Of Collision With Deer
Deer are most active from sunset to midnight and just after sunrise. For a lot of people this is the same time they are commuting to and from work.
Deer gather near borders of heavily wooded areas and farms. If you see one, chances are there are several others nearby.
At night, click on your high beams which will make it easier for you to spot reflections from the eyes of the deer.
If you have to stop your car due to deer in the road, simply lay on your horn with an extended blast and they should scamper off.
Do not swerve to avoid hitting a deer. Hit your brakes as hard as you can and stay in your lane. This will prevent you from possibly causing a worse accident with oncoming traffic.
Most people involved with deer collisions were not wearing a seat belt according to Insurance Information Institute, so, (I can't believe we still have to remind people of this), wear your seat belt!
There is no need to spend money on gadgets marketed to deter deer such as special reflectors or whistles. Put that money in your savings account instead.
What To Do If You Hit A Deer
If you live in Hawaii, you have less to worry about than if you live in wooded, hilly areas along the Appalachian Trail. However, if you unfortunately hit a deer, take the following precautions:
1) pull your car off the road safely;
2) avoid touching the animal because it could still be alive and kicking;
3) call the police (and ambulance if necessary for yourself or passengers);
4) contact your insurance company and report the accident.
