subject: If You Think That Nothing Bad Can Happen California Workers Compensation Has A Few Words For You [print this page] We really dont mean to be pessimistic or negative about California Workers Compensation. In general, life moves along pretty smoothly. That is until it stops running smoothly: until the road of life gets bumpy and tosses you from your seat. In short: until somebody gets hurt. And that is when you will thank your lucky stars that you have Workers Compensation Coverage from a California Workers Compensation Broker.
The key is to make sure you have appropriate and sufficient California Workers Compensation Coverage in place when things are going well. Because if you dont have this all set up and accident or injury occurs, the chances are that it will be too late.
Did we mention that as an employer you are legally required to have Workers Compensation Coverage? You are. Even the laid back state of California requires that pretty much every employer has it. Although it is a legal obligation it is also solid common sense and safe protection for your employees, yourself and the business too. Workers Compensation Coverage will come to the rescue if and when a worker is hurt at your workplace, or carrying out work pertaining to his job role. It can help cover everyone even if the worker himself caused, created or contributed to his own peril.
California Workers Compensation will step in to see that the claimants Workers Compensation Coverage is covering his emergency medical care, his extended medical treatments including rehabilitation, his temporary (and sometimes longer term) disability benefits, counseling and retraining when required. Workers Compensation Coverage can also offer permanent disability coverage and death benefits. Would you really like to handle all that effort and expense on your own?
Sure, sometimes accidents and injuries are not serious and therefore dont require any of the heavy hitters listed above. But California Workers Compensation can be there to tend to the smaller and less ominous situations such as: work-induced repetitive strain injuries or soft tissue problems, stress-related physical effects, broken bones on the job, burns or deep cuts from machinery use, and so on.
Workers Compensation Coverage also addresses longer term issues that develop as a result of the job or work environment such as damage of vision or loss of hearing or vision or the onset of a chronic condition or serious illness that has developed over time will also be tended to by California Workers Compensation.
And if your workers need to travel, even short distances, in order to perform their work duties, the consideration of travel accidents needs to be addressed and covered too: Workers Compensation Insurance will do so. Thats if you have California Workers Compensation.
by: Brian Lehr
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