If you live in Georgia, and you need to know a mortgage refinance loans, but you're worried about bad credit that it is possible to obtain a HELOC or Home Equity Loan, even with a low credit score will be 450, 500 or550.
Your FICO (Fair Isaac Corporation) is the number of guests from 300 to 850, that is your financial health. A good FICO score is one for 670 guests, while a poor FICO score is a value below 620th Different lenders differently from what they consider a "fair" credit score, compared to a "bad credit score" under this
can be a gray line.
After a good credit score you can get loans at competitive rates too good rates, exciting new loansProducts, credit cards, etc.
If you have a low credit score below 600, you need to find a refinance subprime lenders, who would work with people with bad credit, whether due to poor debt management, or a history of Chapter 7 or Chapter 13 bankruptcy.
Not all subprime lenders are the same. The best lender is a lender who is willing to look at your specific situation and find the best loan product. Even though you may have a low credit score, you can also have goodEquity in your home. Some lenders even offer up to 125% LTV (Loan to value) loans, if you qualify
