subject: 3 Lifesaving Secrets for Negotiating Car Accident Claims [print this page] Many people destroy their car accident claim because they don't understand how to speak with the insurance adjuster. First of all, most accident victims don't realize that their insurance claim is merely a business negotiation to the big insurance company, not the essential help to pay medical bills that a victim needs. But, once car accident victims understand that they are dealing with a business negotiation they will have a lot more room to get a better settlement.Luckily, you found this article! Because I am a car accident lawyer, I've spent my fair share of time fighting huge insurance corporations. I have seen certain mistakes over and over again that leave hard working victims without enough to pay their medical bills.A lot of people don't understand that the insurance company treats your medical bills like any other business transaction: it's negotiable. In order for you to get the best payoff from your car accident insurance claim, you should know the fundamentals of insurance adjuster negotiation.1. Always let them make an offer first. Don't ever accept the first quote you get from the insurance adjuster. Go into the negotiation with the same mindset you would have if you went to a used car dealer: The MSRP is most often more than the car is actually worth, but you at least have a place to begin talking.Plus, before you can know what your claim is really worth, you must find out how extensive your injuries are and if you are going to need long term medical treatment or expensive surgeries. After you get a starting point from the insurance adjuster you can understand how much ground you have for more.2. Stay smart and calm. You aren't going to get the most from your car accident injury claim if you aren't on the top of your game. You must prevent the insurance adjuster from getting the upper hand because you were hurt in a car accident.3. Think about what you can give up. Just like any negotiation, you can get yourself a better position on some issues if you give up some of your claims to others. Prioritize what you want to get out of the transaction and give up what you don't need as badly.These tips will help you negotiate with the insurance adjuster, but there are a whole lot of other tricks that the insurance company will use to deny you help to pay your medical bills. This is why it is so important to find out as much as you can about the way the insurance company works so you can learn their secrets and fight the insurance company.
3 Lifesaving Secrets for Negotiating Car Accident Claims
