subject: Looking For Airmiles Credit Cards [print this page] You might be looking into airmiles credit cards. Make sure that you look closely. There are a lot of different offers available. You will not find two offers, the same. They will allow you to earn air travel when you make purchases. You can earn hotel stays and car rentals, also. You will want to consider several things about these offers.
Airline card
This card is issued by a certain airline. There will be major bank backing it. Do you fly often? Is it usually one particular airline? This may be a very good deal for you. You may get a substantial bonus for signing up. Make sure that you read everything first.
You can receive a no annual fee offer. However, some have strings attached. The no fee period may only last one year. Look for other qualifications to the no annual fee. You may need to book a flight periodically. Do you pay your balance every month? If so, interest rates may not matter. Otherwise, check them out.
When you receive your airline miles, what will they be used for? Will you travel for business or vacation. If you consider this offer, find a local airline. This means one that has a hub in your area. You will get much better deals this way.
Rewards
A rewards card is issued by a bank. Your purchases will earn points toward air travel. Check into sign up bonuses. These will vary greatly from offer to offer. You will also have the opportunity to choose your airline carrier. This will give you more flexibility and a chance for cheaper airfare.
These point systems will vary a great deal. For example, some will give you one point for each purchase dollar. Others may give you as much as two points per dollar. Look closely at the offers. Many times, the two point offers will come with an annual fee. The one point deals may have no annual fee. If you fly a lot, it may still be a good deal.
Some may have good travel benefits. You may be able to book without blackout dates. Flight delay insurance is also a possibility. You may get regular bonus points, too.
Final thoughts
You may find some very good deals on airmiles credit cards. This will depend on your circumstances. Make sure and read all of the fine print. You will come across a large variety of offers. Your main choice will be between a rewards card or an airline card. The airline card will work well if you fly a lot. Also you will need to use one airline, only. The rewards card gives you the chance to fly many different airlines. Your chance for cheaper flights are greater. They give you reward points for your purchases. You redeem them for airline tickets or other things. Be aware of interest rates and annual fees. They may be high in some cases.
