subject: Non Status Bank Accounts- Accounts for those who have a Poor Credit History [print this page] If you are someone who does not earn a regular income or whose income is derived by various channels then opening a regular high street bank account may not be an option, so you may have to look for a bank account that offers a full banking service to those who are classified as non status.
Non Status Bank Accounts- The Facilities Attached
As traditional banks will always credit check an individual to open a bank account, anyone who has an irregular income or one that is earned by different irregular methods may struggle to open one.
All major high street banks will run a credit check which will show up either any irregularities or any previous credit problems you may have had, which will mean your bank account application will be rejected. So as someone who is classified as non-status you will need to look for an alternative bank account and one that offers a full banking facility without the need for a credit check. There are several bank accounts available which are particularly good for those who need a non status bank account as there are those which offer your own account number and sort code, a MasterCard card, a UK call centre, direct debits (DDs) & standing orders, a full SMS service to check balances and amends any regular payments, Internet access 24/7 plus much more
What documents do you need for opening a non status bank account?
You may not necessarily require any documents as most of the non status bank accounts on offer can identify most people electronically, however if this is not possible they may ask for an up to date utility bill and a copy of your driving license or passport (or indeed any official document which carries a photo). You will need to be over 18 years old and if you apply by phone, most non status bank account applications will be approved and your own bank account number & sort code could be issued straight away. The applicant must be more than 18 years of age and will have to be identified for the opening the bank account.
Non Status Bank Accounts- Accounts for those who have a Poor Credit History
