subject: Tips On Handling E-commerce Payments Securely [print this page] Although more and more people choose to buy things online using their credit cards, there are still those who choose not to do so because of the risk involved in such transactions. Some of the questions that they ask are whether or not they can be sure that their sensitive personal and financial information will remain secure, and that they are transacting with a reliable merchant.
These can be difficult to establish, especially if your e-commerce site is fairly new and it has not received a good deal of feedback from your customers yet. So, how do you establish trust among them? You need to assure them that you can handle their payments securely. How do you do that? We have a few tips for you in this article, so read on.
Tip #1: Have a Secure Website
No matter how secure your payment gateway is, you will get a serious backlash from your customers if your own website becomes compromised. You can prevent this from happening by choosing a secure platform for your e-commerce website. In that case, we strongly recommend that you choose Magento Ecommerce Montreal. It is an open source e-commerce platform, and because of that, you will receive consistent security updates that will help protect your website from hackers who will want to take down your website.
Tip #2: Have the Facility to Accept Payments Securely
Your website needs a facility to accept payments. If you are handling only small transactions with a few customers, then, a merchant account will do for you. It will help you accept different sorts of electronic payments such as credit cards and electronic checks. However, if you are also going to handle shipping of a vast amount of orders, you will need to have a payment gateway. Whatever merchant account and payment gateway you choose, make sure that it has already built a reputation for reliable security. This is very important because you want something that will protect your customers sensitive information, including their shipping addresses, credit card numbers, and their names.
Tip #3: Provide Other Payment Options
Handling credit card details directly can be a tricky and dangerous job. And it also means a lot of responsibility for you since you are the website owner. Good thing there are other payment options that do not require customers to provide their credit card details. One such option is PayPal. All they need to do is enter their accounts e-mail address and authorize the transaction and they will be good to go. The only thing with this kind of option is that they come with hefty transaction fees which could hurt your profits.
In the online world just like in the real world, you can build trust among customers when you make them feel secure when they are buying from you. And you can do that in your e-commerce site by providing them with safe and secure options by which they can close transactions with you.
