subject: Using Pre Paid Credit Card in Abroad [print this page] Be it a vacation, official trip, or any other purpose for which you are traveling abroad; pre paid credit card is sure to make your visit abroad comfortable and hassle free.
Security
Personal safety is one of the prime reasons for which people carry credit cards (especially, prepaid) on their trips abroad. With these cards, you don't have to worry about your money getting stolen. So, you can completely enjoy your vacation or concentrate on your official work. You can be rest assured that you as well as your money are completely safe and secure. You can also keep a track of your balance. In case you carry currency notes, it sometimes becomes very tedious to keep a track of how much is spent and where.
Things to consider
In order to avoid nasty surprises later on, make sure that you enquire well in advance about withdrawal charges. There are some pre paid credit cards that levy a charge on withdrawal of money abroad through ATM. However, there are others that offer free money withdrawal services. Moreover, some prepaid cards offer free withdrawal but levy a charge for balance enquiries. In order to make proper use of your card abroad, it is essential to be well informed about various charges attached to it.
Other points
If you are carrying a prepaid credit card abroad, it is better to make a rough estimate of the money you would require there in advance. Load your card with money and then use it directly to buy anything you want or to pay for your bills. This is a way to be independent of ATM machines for cash withdrawal. Also enquire about the transaction fee that is charged on your prepaid card. If there is a heavy charge, it is better to make judicial use of your card by minimizing your number of transactions.
