subject: The Price Of Filing Bankruptcy On Your Own [print this page] After you have decided that you think bankruptcy is the best option to provide for your family and get a second chance, you will want to know how much it is going to cost. Many people think that they should file bankruptcy themselves because they don't know they can hire someone to help, or they think that they will be save money.
Whatever the reason you decide to file bankruptcy on your own, it's very easy to make an error that ruins your whole case. What do the court fees typically charge? Like most legal things, the exact price will depend on your particular circumstances. Typically, however, a Chapter 7 bankruptcy court fees costs around $300 and a Chapter 13 is slightly less.
Court fees may look like a good deal, but filing on your own can have more risk. There are other fees that pop up. You may not get the help you are looking for if you file your bankruptcy improperly. You may not be able to get credit card debt help, or stop a wage garnishment, and your family may suffer more. If you dont know all of the rules and exemptions, you may not be getting your home protection from foreclosure or your car protection from repossession. It is possible to need to take a large amount of time to go back and fix your errors and then paying court fees again to re-file. You should also know that you need to pay for credit counseling!
There are a lot of mistakes that people filing for bankruptcy themselves often make. If you plan on filing on your own, you need to look up as many resources as possible to help you understand the bankruptcy process. If you make a mistake and fail to fill out your bankruptcy forms correctly, you could end up paying even more in court fees and possibly be denied the fresh start you need.
You must ask yourself, "How much do I want to risk my discharge?" You actually don't have to file bankruptcy on your own. How much is credit card debt help worth? Do you really want to risk not getting creditor calls stopped, protection from foreclosure, repossession, and garnishments? How valuable is a fresh startand how much more risk do you need to add to your life?
Luckily, you are not alone. You dont need to file bankruptcy by yourself. This is why bankruptcy attorneys exist: to help people in financial hardship get credit card debt help or protection from foreclosure. More than anything, bankruptcy attorneys are there to help you get a fresh start.
