subject: Free Credit Report-no One Else Is Going To Protect Your Credit [print this page] Just about everybody I know recognizes that maintaining a decent credit score isvery important. With a low score, a person would not even be able to purchase a candy bar on credit! Because of this, it's very important to get a credit report frequently and check up on it.... Not only to be certain that no company or bank has made any recent mistakes, but to also be certain that no individual has fooled around with your identity!
When was the last time you took a look at your credit report? Even every couple of months is a long time to wait between looking at your report, in my opinion. It is quite possible to have a clean report today andhave someone walk off with your identitythe next day. If that happens, your credit can be ruined in a few days! Whatwould your response be to such a devastating occurance?
Most people would be incapable of correcting this situation resulting in it being corrected quickly. You can put in a claim against the charges with the reporting companies and call the authorities,and it still almost certainly would take many years before your credit is back where it should be. Where would that leave you while waiting should you need to rent a house or apartment, obtain a car, or insurance, or need something else that demands your having good credit to obtain it?
On top of all this, there would benightmarish investigationsto ensure that you aren't the guilty party committing fraud. Who wants to get involved in a horrible situation like that?
I can't imagine anyone that is sane wanting that to happen. That is why it's imperative to take a look at your credit report on a regular basis. You can acquire a free credit report on-line easily, without any obligation,and yes, it really is free! I always make it a priority to examine my report every month and print it. It could mean the difference between an easily managed lifeand a tense, dreadful existence! Is not looking at a simple free credit report worth the consequences to you?
