subject: Free Credit Report - Minimizing Identity Theft [print this page] Is there anybody out there that truly is not aware how imperative it is to have a good credit score and if you fail to have one to do all that you can to improve it. It's a fact of life that in our contemporary world, without a respectable credit report, you can't even buy a pair of socks on credit! That's one of the foremost factors why it's so crucial to keep a close eye on your credit score in addition to the accompanying credit report, on a frequent basis during the whole year. You should be doing this not just to be positive that there are no errors by companies or financial institutions regarding your report, but furthermore to weed out, identify, and check that there is no one that is suffocating and killing your character and good name. We all understand what sort of a world we dwell in with so many identity criminals out there that would love nothing more than to assume your identity and use your good credit to their advantage. Think about this now, how long has it really been since you truly got a decent look at your official credit report? Have you done so in the last year? Have you even seen it in the last three years? Have you ever set your sight on it? Don't you contemplate it's about time you did it? Are you aware that around half the adult population out there have never during their lifetime, looked at their credit report! I also know that from the other fifty percent, about half take a glance at it just once or twice a year! No wonder we have an epidemic of identity thefts in this country! The criminals have knowledge of these statistics and are working every second of the day at stealing other people's identity and credit. Getting a look at a report just once or twice each year is skating on thin ice. You are giving these criminals an open invitation to completely wipe out your credit, your identity, and most significantly, position your complete future at terrible risk! To be safe and curtail any damage to your credit that these criminals can accomplish, you should be looking at your credit report at the very least once a month. The ultimate method to combat and minimize any damage these wrongdoers can do is by discovering it as swiftly as possible and stopping it as quickly as possible! There are online websites to go to obtain a free credit report with no obligation. Do you see why it is so very crucial to obtain that look at your credit report on a regular, frequent basis?