subject: Abolish Outstanding Debt - Where to Find Non-Profit Debt Counseling Help [print this page] Credit scams have become common news these days. There are many unethical credit counseling agencies that are on a look out to cheat innocent customers of their hard earned money. However, there are non-profit making debt counseling companies who can assist you at reasonable rate. So, does one locate a legitimate help in the market. In this article we will provide you with some tips to choose the right agency.
1. Check the website of National Foundation of Credit Counseling Services (NFCC) to see if they have any of its members near your location. It is a non-profit making organization that provides you with credit counseling information and the members listed with this organization have a proven track record in the field of debt management.
2. A list of consumer credit counseling is maintained by the U.S. department of justice. This list is regularly updated and can be referenced state wise. You can check the listing for the company that you have short listed.
3. Association of Independent Consumer Credit Counseling Agencies (AICCCA) is an organization which sets industry standards and provides compliance oversight for its members. You can check if the company is listed with this organization.
4. A company accredited by the Better Business Bureau will ensure that the company is following all the standard best practices in the industry. BBB ensures that its members follow standard procedure and treat their customers fairly.
5. A fee structure charged by the company will give you a fair idea about its operations. The credit counseling agencies charge an enrolment fees to its customers along with up to 15 % of the settlement amount. Hence it is best to get the fee structure in writing and compare it with that of the other companies that you have shortlisted.
Abolish Outstanding Debt - Where to Find Non-Profit Debt Counseling Help
