subject: A San Diego Bankruptcy Lawyer Can Help You [print this page] In the harsh economic times of today, many people are wondering what they are going to do. They know they need help, but do not know where to turn. For those who live in the San Diego metro area, a San Diego bankruptcy lawyer can give you the financial help you need. His expertise may be just what you need to get on the right financial track.
This lawyer has the expertise needed to deal with bankruptcy concerns. He is well aware of the state and federal laws in regard to bankruptcy. With this knowledge, he will help you make the best decision for your own needs.
The main things that this type of attorney can do for you is to stop harassment from your creditors. As soon as you retain him, he will advise you to have all creditors go through his office with any concerns they may have. For many, this reduction in stress makes a big difference.
The attorney and his staff will stop any negative financial actions against you by the creditors. Repossessions and foreclosure proceedings should be stopped. There will be options available for you to be able to keep your home and automobile. Along with his, any garnishment of your wages will be stopped. Once your situation is fully examined, he will determine whether it will be best for you to file for Chapter 7 or Chapter 13 bankruptcy.
In most instances, you can talk with a lawyer for free for the first consultation. This is extremely important. You can talk with him and decide if you feel comfortable with his firm handling your case. If not, you can look for someone else. There will be some fees involved after the first consultation. You should make sure you fully understand how much you must pay. Most will give an upfront quote and will work out a reasonable payment plan for you.
It will depend on the type of bankruptcy filed for whether you will have to pay back your debts. In any case, the lawyer is an expert at working out the best option for you. You will be able to make a fresh start with the agreements established in your bankruptcy. Your creditors must abide by the decisions made by the court concerning your case.
When you are in a financial crisis, a San Diego bankruptcy lawyer can help you make some important decisions. You can have a new beginning and start to look at the future in a more positive way. It is well worth any fees that you will pay.
