subject: Free credit reports-Know about your credit status for free [print this page] Having a credit report is very necessary, if you are going to apply for a loan. With the credit report, you can have knowledge about your credit status. It also prevents identity theft. The icing on the cake is that you are not required paying even a single penny to get these credit reports. Surprised? Yes, this is true. The major credit bureaus of US, which are TransUnion, Equifax, and Experian, provide free credit reports to the US people.
Free credit reports are very much helpful in availing a financial aid. By showing your credit report to the lender, you can get the loan when you are in need of extra cash. If you have good credit ratings in your credit report, the lender will provide you instant monetary help without any hassle. If you want to have a good credit report, you need to have a control over your expenses. The expenditures must be lesser than the savings. With a good credit report, you can have the confidence to apply for any kind of loan.
You can access these credit reports over the web. There are many websites on internet who are providing credit reports. But, you should beware of the fake websites who charge you for the credit report, as these credit reports are free of cost. After choosing the financing company of your choice, you are required providing mandatory information such as name, age, gender, social security number, contact information, and so on. These details are kept confidential by the financing company. But, before accessing the credit report, make sure you are not using any public computer because your personal details could be saved in that computer and may be misused by other person.
So, if you are residing in US, obtain this free credit report and find out where you stand in credit worthiness.
Free credit reports-Know about your credit status for free
