subject: Free Credit Report-Preventing Credit Catastrophe [print this page] Everyone recognizes the fact thathaving good credit isof theutmostimportance. With a low score, a person would not even be able to purchase a pair of shoe laces on credit! Therefore, it's very important to take a good look a rcredit report fairly often and make sure there are no problems on it. Not only to make sure that no business or banking institutionmade any mistakes, but to also ensure that there is no one that has assumed your identity! When was the last time you took a good hard cold look at your credit report? Waiting several months between looking at one's credit report would be a serious mistake. It would be wiser to take a look at least once a month. It really does not take long for someone to either stteal your identity or for a mistake to show up on your credit report. Whatwould your response be if that nightmare happened to you? There really is nothing anything anyone can do to get such problems corrected quickly. You can fight he problems on the credit report by reporting them to theauthorities and credit bureaus, and then you would have to wait in most cases, several years before your credit is fixed. What would you do in the meantime when it comes to renting a house or apartment, owning a car, getting some insurance or getting anything else that demands that you have good credit? It's not a case of simply filing a claim against a wrongful entry on your report that was opened in your name and have it go away quickly... There are seemingly endless investigations that need to be carried out to ensure that you are not the one trying to commit fraud. Who wants to get involved in a dreadful nightmare like that? I can't imagine anyone that is sane wanting or allowing that to happen if they can avoid it.. That is why it's very important to get a credit report and looking it over frequently. You can get a free credit report over the Internet without any obligation. I make it a habitto check my report every month and print it out to have to compare to future reports. It can make the difference between a great life or a nerve-racking, nightmarish one! Is the danger worth the risk?
