subject: Free Credit Report-Your Future May Depend On It [print this page] Just about everyonehas heard and would agree that having good credit is exceptionally important in the modern age that we live in. With a low score, a person would not even be able to purchase a pair of shoe laces on credit!Therefore, it's very important to acquire a credit report fairly often and make sure there are no problems on it... Not only to make sure that no business or banking institution has made any mistakes on the report, but to also ensure that no one that has recently assumed your identity! When was the last time you took a good hard, cold look at your credit report? Lots of people wait as long as four or five months between viewing their reports. That is a big mistake in my opinion. It does not take long for someone to assume your identity and ruin your credit! What would your response be if that nightmare happened to you? There are very few people that would be able to do something of consequence about it. You canfight the problems on the report by reporting them to the authorities and then, you would have to wait in most cases, at least several months before your credit is fixed. What would you do in the meantime when it comes to renting a house or apartment, owning a car, getting some insurance or getting anything else that demands that you have good credit? It's not a case of simply filing a claim against a wrongful entry on your report that was opened in your name and see it go away quickly... There are seemingly endless investigations that need to be carried out to ensure that you are not the one trying to commit fraud. Who wants to get involved in a dreadful nightmare like that? I can't imagine anyone that is sane wanting or allowing that to happen if avoidable. That is why it's very important to look at your credit report frequently. You can get a free credit report with no obligation over the Internet quite easily and yes, it really will be totally free! I never fail to check my report every month and print everything out to keep for future reference. It can make the difference between a great life or a nerve-racking, nightmarish one! Is that a risk you are willing to take?
