subject: Do It Yourself Credit Repair Letters - 5 Simple Tips [print this page]
Do it yourself credit repair letters are available all over the web. These are there for the taking by anyone prepared to roll up their sleeves and get down to business. The very fact that you are reading this proves that you definitely qualify because you are already doing your research. Learning the process is key. You don't need a formal education to do this. You just need to know how to read and write and how to get a copy of your credit report, which you can either pay for or you can get it for free. You will also need some time for this. The process is not overly complicated, but it will take a bit of effort to get everything lined up and get this done.
Do it yourself credit repair letters require that you have a few things on hand:
1. A copy of your credit report. (You will have a better sense of the results you are getting if you see what credit score you are starting at out.)
2. Sufficient paper to print your credit dispute letters on, and sufficient envelopes to send them in.
3. A copy of a utility bill.
4. Your driver's license with the address matching your current address. (If you recently moved, you need to update your DL or ID.) If you don't have a DL, a state ID can work too.
5. Your social security card is also necessary.
You need your credit report because you need to look it over and decide which do it yourself credit repair letters you will need to make. This is really not an option.The paper and envelopes are requirements too. This cannot be done by email.
The last three items are also important. When you mail the credit dispute letters, you have to send sufficient identification along with them so the credit reporting agencies can be assured that it is definitely you sending the credit dispute letters. Your Driver's License, the household bill and your social security card make up the identification that enable the credit reporting agencies to proceed with your claims. You will take them and copy them onto a single sheet of paper, which you will enclose with each letter. Each letter must be sent in a separate envelope.
Don't do anything that might cause your credit dispute letters to get thrown away by the credit bureaus. Following these simple steps will help ensure that your letters get the attention they deserve.
Do It Yourself Credit Repair Letters - 5 Simple Tips
