subject: How To Get Rid Of Credit Card Debt [print this page] Getting out of debt is super hard for many many people in the world today. Especially with the state of the economy as it is now, this is nearly impossible. But, there are a few things to make it easier.
The first thing you should do, is cut up each and every one of your credit cards. Seriously. Just take a card, and take some scissors and just cut them up. Then buy with cash.
Credit cards just spell trouble. Well, not literally. But, they are a major source of debt for people who have them. You know how to not have debt? Stop having the things that increase your debt. You'll be happier and healthier.
Next you will want to examine your lifestyle and make some hard and tough and toughly hard decisions about what you actually need in your life and what things you can afford to get rid of, or, in fact, which things you can't afford to keep doing in the hopes of getting your budget down to a sizable limit.
All of the money you will be saving by not spending it on things you shouldn't be spending it on will be able to go to help you pay for the things you should be paying for, for example, paying off your debt, which is something you should be paying for.
Then, one of the best and brightest ways to limit your debt or get rid of it altogether is to get a second job (or a first job, if you don't already have one). The extra income sure will help you to get out of debt.
Sure, they will be long and often miserable hours that you could spend doing things that you like, like playing video games. But think of all the video games you will be able to be playing if you are not working all the time trying to pay off your debt.
Once your debt is gone, you will be thrilled to think about all the thrilling things you will be able to do without having to have all your income being wasted going to companies that you own money to.
