subject: Simple Tips On How To Combat Identity Theft [print this page] Identity theft can happen to anyone, anytime and anywhere. In this rapidly changing era of technology, it is hard to tell when you will be the next victim. What can we do to avoid this crime?
Safeguard all your emails and passwords especially if you are using public computers. Delete cache and cookies regularly to minimize third parties to have at least a hint on your personal accounts. Doing this minimize your risk of possible identity theft.
It is also advisable to have a paper shredder at home. Once a document is no longer necessary, shred it. It is far better than throwing it in the garbage. Identity thieves also do dumpster-diving. Don't give them a chance to get hold of any information that might be used to commit this crime.
Another way to fight theft is by monitoring financial statements. A dollar charge may seem small but you have to remember, they have your information. Who knows, next time your account will be used, it would be a larger transaction.
Mails are also very important. Needless to say, place a lock on your mailboxes. Better yet, get a PO Box if you can. This is safer than just letting your mails left on the mailbox. You having a PO Box can guarantee that your mail will be stored in a more secured location.
Your credit report is also a good indicator if you are a victim of theft. The management of your accounts determines the scores that you have. If you are a victim, you can see that on your report. Always check if your accounts are in good standing and verify every account that is included in the report. Check your credit report at least once every six months.
When you receive a call form a person that you don't know, never give out any of your personal information. If they tell you they are from your bank, don't give personal information yet. Tell them that instead of them calling you, you will be calling them. Confirm the call that you receive from your financial institution. And from there, you can check if there is a reason for the call that you received. That is just another way of limiting identity theft.
In any case that you suspect your identity being stolen, it is not bad to contact your credit bureau. Request your name to be removed from unsolicited offers. By doing so, you lowered the risk of receiving offers that might trigger identity theft.
