subject: Help! Can I Fix My Credit Myself? 2 Explosive Facts About Credit Repair You Must Not Miss [print this page] Can I fix my credit myself....or do I need to hire a professional credit repair company? Is there anything that a clinic can do that I can't? And how about a lawyer? Do they have special "rights" as it pertains to working on my credit file that I don't? Any of these questions sound familiar? If you are anything like I was when I first got started trying to learn how credit repair (and my score) really worked, these are amongst the CHIEF questions, confusions and conundrums that you face.
If so....I've written this article with YOU in mind, in the hopes of shining a bright light on what YOU need to know to get yourself back on the right track quickly easily and inexpensively to boot! Curious to know more? Great! Read on as we take a closer look below!
Filed Under: You CAN Fix Your Credit Yourself (as a matter of fact...the government recommends that you DO!)
Did you know that you have the RIGHT (not privilege!) of having a completely verifiable, 100% ACCURATE credit file? You do...and the FCRA, passed by and amended by just about every congress for the past 25 years, PROMISES you that right. There is NOTHING that a credit repair company can do for you that you can't for yourself. Nothing. All you need to do is educate yourself about what is ON your report, what it means, and whatever does NOT look accurate, you are legally entitled to dispute. Period!
Filed Under: Time is On Your Side
The credit bureaus have a fixed amount of time to respond to your dispute. (generally interpreted to be 30 days) If they DON'T respond in this timely manner? The item you disputed comes OFF of your report. It really is that simple...and other than using big and fancy words, there is NOTHING that a professional credit repair attorney, or clinic, can accomplish in your behalf, that you CAN'T do for yourself...and for free! (and if you don't believe me...simply check with the government! They advocate you do the exact same thing, if and when you believe your bad credit is NOT 100% accurate...and is costing you money!)
Help! Can I Fix My Credit Myself? 2 Explosive Facts About Credit Repair You Must Not Miss
