subject: Credit Card Debt Relief – Tips To Get Rid Of Your Unsecured Credit Debt [print this page] Have you got credit card debt? Is it over $10000? If yes then you are with many other Americans who have the same debt situation as yours. The over spending through credit card is rampant in America. It's so rampant that the credit card debt that accumulates crosses ridiculously high thresholds. This kind of debt is very dangerous. It will take you years to pay it back and the total amount that you will pay will be far greater than the amount you accrued initially due to interest and monthly penalties.
This debt can wreck havoc to your life. Besides the financial instability it will cause you it has emotional implications that then stick to you and leads to more disastrous consequences. Getting rid of the debt should be your first priority. Now with this brief knowledge of consequences you must have some questions. You may ask about your legal rights in this matter.
To start off, remember that they cannot come to your workplace to inquire about the debt. That falls under the category of harassment. If they harass you in any way they can be sued. Also remember to report them and when they are at your workplace tell them that you are aware of the law in this regard and you can sue them. They also cannot contact you at odd times to pressurize you for paying up your debt, that also fall in to the category of harassment.
Then you may ask if there is help available that you can use to deal with your debt. Yes help is available for you if you have accumulated debt. There is a federal government plan that is there to help you get out of debt and also there are many private companies working alongside the government to provide you with free information and consultation. The government program that I am talking about is called Obama Credit Reform program and it is there to help you pay your debt.
Find out as much as you can about the options available and get to work now, relieving yourself off the credit card debt should be your first priority.
Credit Card Debt Relief Tips To Get Rid Of Your Unsecured Credit Debt
