subject: Are Debts Affecting Your Life? Ask Yourself Now [print this page] Are you one of those people who are always compelled to buy something? This is when especially when you have that dangerous piece of plastic, credit card. Did you know some people are actually addicted to spending? This habit is not good for financial health at all. It will result in debt accumulation in the long run.
You have to ask yourself the following questions whether you are one of those people who have compulsive spending habits.
-When you have debts, are you pressured by your every day work routine?
-Do you suspect that your loans and mortgages make you less confident?
-Did you ever try to give fake information when trying to obtain credit?
-Are you a house wife and you earn more than your spouse?
-Are you often depending on credit companies?
-How long ago did you write down your spending?
-Are you able to care well for yourself and your family when under debts?
-If you face a tough monetary event, would you feel better if you are able to borrow a certain amount of money?
-Count the times when you have been drunk due to being pressured by having debts alone.
-Do you always think of a negative answer when you are being questioned about your credit details?
-Do you know what is your financial situation heading to in the next 5 years time?
-Have you just lost your job recently?
-Do you always brag about being in debt is nothing and sooner or later, you will break out of it?
-Is your daily work affected by having debt (which causes pressure on you)?
-Do you think people are bad-mouthing you behind your back because you have some debts?
-Have you ever made empty promises to your creditors before?
-Have you feared before the realization that your friends and family will find out about your debt-ridden situation?
-Have you always thought that you can repay all the loans and debts later on? Usually this is decided as the next month.
-Do you use credit cards more than half the time when you make purchases?
-Do you borrow a certain amount of money, only to think of the interest being charged later?
-Do you succumb to the occasional difficulty when clearing your credit, even if you have a regular payment schedule (that you are trying so hard to maintain)?
