subject: Preparing to Buy a Home - Know Where You Stand on the Credit Score Scale [print this page] While it can be tempting to just dive right in, you should start the pre-qualifying process before you really start looking at houses. This will let you know how much house you can afford and may affect your search process. Before you speak to the mortgage broker about the pre-qualification process, be sure to obtain a copy of your credit report. 3 out of 4 credit reports contain errors, and those mistakes can negatively affect your score and what type of financing you qualify for. Be sure to thoroughly review your report, keeping an eye out for any inaccurate information. Checking your report is simple and free, and it's an important step you can't afford to miss in the home
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