subject: Will Anyone Want To Hire Me With A Bankruptcy On My Credit History? [print this page] The current job market has left many qualified, competent people looking for work--and thusly, upping the competitive stakes. Some companies have even started doing credit checks on potential employees. If you have a bankruptcy on your credit, will that ruin your chances of getting a job?
By the time you are ready to file with a St. Louis bankruptcy lawyer, the previous debts you've had have probably already done significant damage to your credit score. There isn't usually much credit left for bankruptcy to damage. You may even be surprised to hear that many of my clients have seen their score go up when their bankruptcy is finished.
Is it really true that a bankruptcy could improve your score? The debts that you carry on your credit score weigh it down. Those debts are wiped from your history once you've gotten bankruptcy protection. Additionally, rebuilding your credit is that much easier when you start with a clean slate. How much easier would it be to maintain your payments? These are all great credit building behaviors that should help you improve your score.
So, even if your credit score is better than before, won't your employer still judge you for having filed bankruptcy in the first place?
One of the most common myths about bankruptcy is that it is only for dead beat debtors. In reality, filing with a bankruptcy attorney is one of the most responsible things you can do for your family. Making your family your number one priority means making sure they are protected from foreclosure, creditors, and other consequences of debt. Hold your head up high and be confident in your decision to take action and become a problem-solver.
Confidence is one of the most attractive qualities in a person, let alone a potential employee. Show this to a potential employer and allow them to see that filing bankruptcy was the best thing you could've done for your family. Remember: you are not your bankruptcy. You don't have to be pigeon-holed by the fact that you filed bankruptcy. Doing something about your debt only defines you as an active, responsible person. Your life no longer revolves around debtand neither should the decision to hire you.
Are there other myths about bankruptcy that are stopping you from getting the relief you need? Learn more about the bankruptcy process by reading free information from great bankruptcy attorneys around you. Remember, anyone can offer a free consultation but the best attorneys will offer you free information before you even set foot in an office.
