subject: Can I really get a free credit report? [print this page] Author: Jeffrey Judge Author: Jeffrey Judge
Yes, and it is easy to do. You have a right to review your credit reports from all three major credit agencies once a year, free of charge. You may have seen and been discouraged by spam emails and websites that promise to give you a free credit report but then require a credit card number or try to sell credit monitoring or your credit score. Some of these are scams and others are just businesses trying to sell you what you can get for free. Do not let them discourage you. You should check your credit reports even if you are not having Debt problems or considering Bankruptcy in Tucson or elsewhere in the United States. This allows you to watch for Identity Theft and to make sure that your credit history is correct. A recent study has showed that most peoples credit reports contain material (important) mistakes. You are legally entitled to a copy of your credit report once a year, and it is easy to do. You can request your free credit report in three ways: Online: annualcreditreport.com Phone: 1-877-322-8228 Mail: ACR Request Service PO Box 105281 Atlanta, GA 30348-5287 2 quick tips: 1) Make sure to request credit reports from all three credit reporting agencies; and 2) You do not need to purchase credit monitoring or a credit score to receive your free credit report. For additional information about credit reports or for debt counseling advice you may want to contact a Tucson bankruptcy lawyer. They would be happy to assist with your financial situation.About the Author:
Brought to you by Jeffrey Judge, an attorney that heads a bankruptcy law firm in Tucson. Judge Law Firm, 262 N. Main Avenue Tucson, AZ 8570, 1-866-958-4389.
