subject: Bankrupts? Have A Credit Card, Absolutely Free!!!!!!! [print this page] Most people have credit cards that they use on just about every day basis. If you don't have any credit card at all, there are occasions that getting credit card is very difficult. There are lots of things that can be done that may help you get a credit card even if you are in such a situation.
The simplest way to get your first card is of a student credit card. Certainly this is only going to work if you're enrolled in college. When it is confirmed that you are a student, there are numerous cards that you can try for and get easily. Do that if you are currently in school.
Get a credit card for those with out or bad credit. Many companies are able to offer such with very low credit limits in addition to higher interest rates. Although this is not the ideal situation you'll be able to establish your credit making it easier to get another card eventually.
Decide to buy consumer things that you may repay month-to-month that will assist you set up some credit score. This is the slow method but it is something which can be done that may help you do what is required to be done to get some credit to really make it easier to get a credit card.
Be sure you possess a bank account and savings account each having some money in each of them. Often times if you do have money in the bank, you may sign up for cards by your bank. Normally with cash on hand, it's simpler to be eligible for the cards that the bank harmonizes with. Speak to folks at your bank about your circumstances to see if anything may be possible.
If you need a credit card for emergency purposes, you can always become a certified user of your parents' credit card. This does not mean it's your credit card, but you can take it and utilize it however you want.
