subject: How to Buy Half a House and Not Know It! [print this page] When closing agents issue a title policy they can list exceptions that are exempt from coverage by the title policy. Before you go to the closing, look at any title commitment the closing agent will issue as a title policy and check what exceptions won't be covered by the policy. As always, don't assume anything about what the public record shows as the title holder to the property - have your title agent (attorney or closing agent) do the lien and title work so you are insured of getting a clear, marketable and insurable t