subject: 760 Club by Matthew Pillmore and John Deckys [print this page] If you want to build a stellar credit score, this is the article you must read. Just sit back and understand the few basics of building an awesome score of 700+.
You need to know answer to three questions, first, how to start building credit early, second, how to keep track of your score and factors determining your score, and third, how to pay off bills on time.
How to Start building credit early?
Apply for a credit card in college. Many companies are trying to push their credit products onto you, go ahead and accept them. Use the reputation of someone with a good score, to build your score. Ask them to add you to their credit card. Don't ever lead an all cash lifestyle.
How to keep track of your credit and determine your score?
DCU in Massachusetts offers a FREE credit report every month. Sign-up for a bank like this. Your score is determined by the frequency of regular payments and amount of credit used.
How to pay off your bills on time?
Don't purchase any products or services that don't add value to you, until you can pay all your bills. Setup an automatic payment system to pay all your loans and mortgages. Don't EVER allow your payments to go to collection.
Now you know answers to all these questions, how to starting building credit early, how to keep track of your credit score and what determines your score and lastly how to pay bills on time.
I highly recommend that you get this product, 760 Club, by Matthew Pillmore and John Deckys, that has helped countless of people in building a score of over 700! Enjoy life and force the banks to treat you like a king!
