subject: Consumer Credit Debt Relief Options – How To Get Legitimate Help With Debt [print this page] These are all relatedThese are all related. In essence, Consumer Credit Counseling seeks to do the same thing as the Chapter 13 program - just less effectively with much greater costs and roughly the same catastrophic effects upon the borrower's credit rating - by taking on the borrowers' assorted credit card bills as their own. To be clear, though interest rates will be vaguely lowered and some fees perhaps taken off balances (and, since the debts will be extended, payments shall obviously be lowered as well), the Consumer Credit Counseling industry has virtually no beneficial effects.
Consumer Credit Debt Relief Options How To Get Legitimate Help With Debt