subject: Car loan – Drive your Car Tomorrow [print this page] You can complete the simple application and documentation process online, as long as you meet the minimal pre-qualifying requirements. Most people enjoy the quick and convenient process because there is less hassle and paperwork. Because this has become a popular way to handle many personal financial transactions, it is only natural that private lenders have automated the process, somewhat. This includes the "second chance" lenders that are willing to make car loans to those that have had past financial problems.