subject: Credit Card Assistance Through Debt Settlement [print this page] Furthermore, besides the clear advantage of experience, continued dealings with the same lenders have the additional benefits that most business relationships enjoy. While debt settlement professionals are not financially tied to credit card companies in the way that consumer credit counseling firms depend upon lenders for the majority of their incomes, a mutually advantageous relationship nevertheless exists. In some cases, the settlement companies and lenders even draw up contracts that guarantee savings at a given rate for all borrowers. No matter the specific relationship, though, professional negotiators - by dint of training, experience, and, in most cases, a natural talent - are going to have a better chance at successful settlements. They understand how to best represent the borrower's situation in the context of financial pitfalls and economic troubles that borrowers themselves may be too embarrassed to mention to their lenders. Most importantly, there will always be attempts by the creditors toward paperwork containing hidden penalties or garbled prose that inevitably offers less settlement than was initially promised - sometimes, credit card companies have manipulated borrowers toward helplessly agreeing to repay all that was owed. Certified d
