subject: Prepaid Credit Cards: Save your money [print this page] On the other hand, prepaid credit cards add positive score in your credit history because bank deducts the amount from your saving account as you make any purchase. It means you are making on the spot payments while buying goods. Now days, banks do provide the debit cards absolutely free with saving accounts. If you do have one, then you can contact to your banks or take the help of online form. By filling some general details, you can apply for the prepaid plastic money.