subject: Free Annual credit report-Know your credit status [print this page] Most of the people do not get an annual report because of the myth that you have to pay for this. The reality is that you can get a free annual credit report without paying a single penny. There are three major credit bureaus in US that are providing you this credit report. The bureaus are named as Equifax, Experian and TransUnion. Without any cost, you can receive your credit report every year.
You must be thinking that what is the use of these Free Annual credit report There are many advantages of these credit reports. You can know about your credit status. You can also find out that where you stand in credit worthiness. These credit reports also protect you from identity theft. While going for any loan, you can show your credit report to the lender and avail the loan amount required.
To get a free credit report, you need to apply for it over the web. But, the primary step should be to go through a thorough web research of the websites offering these credit reports because there are many fake websites. Make sure that you are not accessing your credit report from any of the pubic computer because someone can misuse the information, if it stored in that computer. For getting a credit report, you are required providing basic details like your name, address, social security number, and so on.
The free annual credit report is utilized in a right way by managing your budget efficiently. For feeling psychologically good, you should save more and spend less. This also results in having a good amount of money. A good credit report reduces financial burden and because of this, you can be a confident borrower. We are sure your efforts will not go waste if you work upon this sincerely.
