subject: Finding Smart Car Loans for Military Personnel [print this page] It is recommended that soldiers and their families shy away from "buy here pay here" dealerships in favor of well-vetted, reputable car dealers. Some of these do not have the best reputation. If you do decide to work with one, just remember to ensure that your interest rate is not unfairly high. Also keep in mind that military auto loans can be obtained through several well-known credit unions, military-minded banks such as USAA, or specialized online resources. Additionally, one should look into military discounts such as those offered by many large automakers. There are even special military car buying programs for men or women stationed abroad.