subject: How the FICO, TrueCredit and Vantage Credit Reports are Different [print this page] It was reported that several lenders favored the VantageScore system. But there are many lenders who are somewhat reluctant to embrace this model since they have to modify their existing systems and design new ones to adopt the VantageScore model.
The credit reports and scores obtained by using FICO, True Credit and Vantage Scores are by and large similar with a few differences. The credit scores you get using each of these systems may vary by about 5 points give or take. So if you were confused before, you now know why these dissimilarities arise.
How the FICO, TrueCredit and Vantage Credit Reports are Different