subject: Debt Relief Options - Negotiation between Credit Counseling and Debt Settlement [print this page] A debt settlement plan may be more suitable than enrolling for a debt management program. Here is a guideline to better negotiate with your debt. The main things to remember is to respect the warnings and do not ignore the alerts. Many fail to realize the warnings which may lead to a financial disaster. Hence do not be late and ask for help. It is always advised to create a good relationship with the creditors and inform them that you are unable to search a solution to repay your debts seriously without hindering the lives of your family. It is always advisable to do it on your own if it is possible. Many credit card companies are more willing to chalk out repayment plans directly with the borrowers. Hence consider all your options available.
Debt Relief Options - Negotiation between Credit Counseling and Debt Settlement
